FREE · PERSONAL TAX · 2026

Income Tax Calculator

Estimate 2026 Income Tax, USC, PRSI and take-home pay, with the calculation basis and workings shown rather than hidden.

YOUR DETAILS2026 · PAYE ESTIMATE

Tax statusYour annual gross salary (€)Bonus / additional cash pay (€)Your ageYour annual employee pension contribution (€)Other voluntary payroll deductions (€)Reduces take-home only; it does not reduce the tax calculation.

USC & FAMILYI qualify for reduced USC (70+ or full Medical Card; income test still applied)I qualify for Single Person Child Carer Credit (SPCCC)

Tax credits & reliefs 2026

Age Tax CreditAutomatic from age entered: €245 single / €490 joint where applicable.

Blind Person's Tax CreditDependent Relative Tax Credit2026 income limit is €18,548 per qualifying dependent relative.Incapacitated Child Tax CreditI qualify for Fisher Tax Credit — €1,270I qualify for Sea-going Naval Personnel Tax Credit — €1,500Widowed Parent Tax Credit

I qualify for Rent Tax Credit

I qualify for 2026 Mortgage Interest Tax Credit

Specialist / confirmed credits

Other confirmed annual tax credits €

Use this for a Revenue-confirmed credit not yet calculated by this PAYE engine. Reliefs that reduce taxable income, exemptions, self-employed Earned Income Credit and specialist schemes require their own calculation modules rather than being treated as ordinary credits.

PRSI classChoose the class shown on your payroll record. Class A is the standard private-sector employee class.

Live calculationResults update automatically as you change your details.

Eligibility selections are user-confirmed facts. This calculator estimates the tax effect; it does not determine whether statutory qualifying conditions are met.

2026 ESTIMATE

Enter your salary and age.

Your Income Tax, USC, PRSI and take-home pay update here automatically as you type.

RULES & SOURCES

Built from published 2026 rules.

Supported scenarios are regression-tested against Revenue and Department of Social Protection examples and rate boundaries. The calculator is an annual estimator rather than an RPN-driven payroll calculation.

Income Tax20% / 40% · 2026 bands and supported creditsUSC2026 standard bands · €13,000 exemption · supported reduced ratesPRSISupported employment classes · 2026 rate changesPensionAge-related limits · €115,000 earnings cap

See how calculations are validated →